Fifth Third Bank carries a number of different credit cards that are available for anyone regardless of whether you bank with them or not. The Fifth Third Platinum MasterCard is a no frills credit card that may appeal to cardholders that just want the basics. We’ll investigate each of the cards and their benefits, but first let’s look at the Platinum MasterCard.
Fees
The Fifth Third Platinum MasterCard has no annual fee and an introductory APR of 0% on purchases for the first 12 billing cycles. After that, the APR may be as low as 10.99%. There are transaction fees of $5 or 4% (whichever is greater) for balance transfers and cash advances and 3% for international transactions.
Other Benefits
Although many of the other benefits appear standard to most credit cards, such as MasterCard Zero Liability for protection against unauthorized or fraudulent purchases and MasterRental Insurance for added protection on rental cars, there are other benefits to carrying the Fifth Third Platinum MasterCard.
You will also receive Master RoadAssist and Purchase Assurance as well as access to the SmartSavings website which offers cardholders discounts of 15% or more while shopping with thousands of retailers.
Conclusion of the Investigation
Although seemingly a basic credit card, the Fifth Third Platinum MasterCard does have its benefits. Anyone shopping for a card with an intro APR of 0% may want to give this card a try, as it offers the introductory rate for 12 billing cycles. Additionally, if you use your card for shopping and purchasing with the SmartSavings website, you can save quite a bit of money on the exclusive discounts.