There are a number of credit cards designed to help college students establish credit. The U.S. Bank College Visa Card seems to be a basic student credit card specifically for this purpose. Here are the details of the College Visa Card.
Fees
There is no annual fee for this card and the APR can be as low as 11.99%.
Benefits
Cardholders of the U.S. Bank College Visa Card receive free online account access with the online bill pay option. You will also receive U.S. Bank Zero Liability protection and access to the U.S. Bank College Shopping Mall. This online portal provides special savings to cardmembers with hundreds of merchants available with Visa Partner Advantage.
Some of the discounts available for March include:
Requirements
Besides being a student, you will need to have an income. However, you will not need a cosigner for this credit card.
Conclusion
The U.S. Bank College Visa Card is for students who are just starting out in the credit world and want to start building their credit. The best features of this card are that there is no annual fee and access to the U.S. Bank College Shopping Mall, where you’ll be able to find a large variety of discounts and deals to choose from when shopping for nearly anything.