The U.S. Bank FlexPerks Travel Rewards Visa Signature card is one of a many credit cards that U.S. Bank offers. There are a number of ways to earn and redeem FlexPoints with this card for travel, merchandise and gift cards. Let’s investigate how the U.S. Bank Travel Rewards work.
Fees
This card has an annual fee that is waived the first year. After that it is $49.00. The APR varies and can be from 13.99% to 23.99%.
FlexPerks Travel Rewards
Cardholders earn 1 FlexPoint for each dollar spent and double points in the category you make the most purchases in (gas, groceries or airline travel) as well as most cell phone expenses. This means that the category in any monthly billing cycle that has the highest total of net purchases charged to your card, will receive double points per each dollar spent. Cardholders also earn triple points for charitable donations made with the card.
Bonus FlexPoints
Cardholders earn a bonus of 10,000 FlexPoints after the first $500 in net purchases made with the card. You will also earn 3,500 bonus FlexPoints each year that you spend $24,000.
How to Redeem FlexPoints
FlexPoints can be redeemed for the annual fee of $49 or can be combined for travel awards. Free travel starts at just 20,000 FlexPoints which is up to a $400 ticket value. You can choose from over 150 airlines with no blackout dates or redemption fees.
FlexPoints can also be redeemed for hotel, car rental and cruise rewards as well as merchandise rewards, gift cards and statement credits. There are a number of top brands to choose from if you should decide to redeem your points for merchandise rewards or gift cards.
Other Benefits
- The U.S. Bank FlexPerks Travel Rewards Visa Signature also offers extra benefits to cardholders. Some of these include the following:
- $25 airline allowance. Cardholders are reimbursed up to $25 with each award ticket, that can be used for airline expenses such as baggage fees or food and drinks that are charged to the card.
- Rental car deals with National Car Rental of up to 25% off. You will also receive a certificate each year for one free day on a three-day weekend car rental, and free Emerald Club Membership that lets you go straight to the Emerald Club Aisle to choose your own car and get going.
- Free Hideaways Aficionado® Club Silver Membership which is worth $145 annually. This membership gives VIP perks and preferred rates at the world’s best hotels, resorts, villas and on cruises.
Cardholders also receive access to Visa Signature which includes perks such as 24/7 concierge service, complimentary access to OpenTable reservations and dining offers
and special offers from Visa Signature Travel, Sports and Entertainment.
Conclusion of the Investigation
Cardholders interested in a travel rewards card with a low annual fee may want to consider the U.S. Bank FlexPerks Travel Rewards Visa Signature card. With the 10,000 bonus FlexPoints you earn from spending your first $500 it seems fairly simple to earn enough for airline rewards quickly. There are also a number of ways to redeem the rewards miles. Additionally, this credit card offers cardholders a number of other perks including access to Visa Signature benefits.