The U.S. Bank Visa Platinum credit card does not include the rewards programs available with its line of FlexPerks cards. We’ll investigate if there are any perks included with this card.
Fees
There is no annual fee for this card and an introductory APR of 0% on balance transfers and purchases for 6 months. After that, the APR is as low as 11.99%.
Benefits of the U.S. Bank Visa Platinum Credit Card
Benefits include the ability to pay bills online, free online account access to work between accounts such as a checking or savings account, auto rental insurance, U.S. Bank Zero Liability and Fraud Protection. One of the points mentioned by U.S. Bank for this card is that it works well for those that “need a flexible credit limit and carry higher balances when necessary.
There are also optional benefits available if you choose to add them to the card, which include Payment Protection and Overdraft Protection if you have a U.S. Bank Checking Account.
Conclusion of the Investigation
You will need to have good to excellent credit to qualify for the U.S. Bank Visa Platinum, since the “flexible credit limit” will depend a great deal on your credit worthiness. Thus, you would probably qualify for the flexible credit limit with any credit card.
The benefits that are provided or included with card ownership are standard benefits that are usually available with all credit cards, plus there is no reward program. If you are looking for a 0% card with no annual fee, you may want to check out this card, otherwise even the U.S. Bank FlexPerks cards offer rewards programs for cash back and travel miles.